0001422508-21-000001.txt : 20210128 0001422508-21-000001.hdr.sgml : 20210128 20210128145515 ACCESSION NUMBER: 0001422508-21-000001 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20201231 FILED AS OF DATE: 20210128 DATE AS OF CHANGE: 20210128 EFFECTIVENESS DATE: 20210128 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Montecito Bank & Trust CENTRAL INDEX KEY: 0001422508 IRS NUMBER: 952900153 STATE OF INCORPORATION: CA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-13052 FILM NUMBER: 21564395 BUSINESS ADDRESS: STREET 1: P.O. BOX 1440 CITY: SANTA BARBARA STATE: CA ZIP: 93102 BUSINESS PHONE: 805-564-0281 MAIL ADDRESS: STREET 1: P.O. BOX 1440 CITY: SANTA BARBARA STATE: CA ZIP: 93102 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001422508 XXXXXXXX 12-31-2020 12-31-2020 Montecito Bank & Trust
P.O. BOX 1440 SANTA BARBARA CA 93102
13F HOLDINGS REPORT 028-13052 N
Peter Madlem CIO 805-564-0281 Peter Madlem Santa Barbara CA 01-28-2021 0 231 456107 false
INFORMATION TABLE 2 Montecito12312020.xml API Group Corp Com 00187Y100 363 20000 SH SOLE 0 20000 0 0 AT&T INC Com 00206R102 587 20424 SH SOLE 0 20424 0 0 AT&T INC Com 00206R102 58 2000 SH DFND 0 2000 0 0 ABBVIE INC Com 00287Y109 4929 46002 SH SOLE 0 46002 0 0 ABBVIE INC Com 00287Y109 553 5164 SH DFND 0 5164 0 0 ADOBE SYSTEMS INC Com 00724F101 1135 2270 SH SOLE 0 2270 0 0 ALEXION PHARMACEUTICALS INC COM Com 015351109 27 173 SH SOLE 0 173 0 0 ALEXION PHARMACEUTICALS INC COM Com 015351109 284 1818 SH DFND 0 1818 0 0 ALPHABET INC-CL C Com 02079K107 1666 951 SH SOLE 0 951 0 0 ALPHABET INC-CL A Com 02079K305 3142 1793 SH SOLE 0 1793 0 0 ALPHABET INC-CL A Com 02079K305 140 80 SH DFND 0 80 0 0 ALTRIA GROUP INC Com 02209S103 332 8090 SH SOLE 0 8090 0 0 ALTRIA GROUP INC Com 02209S103 79 1935 SH DFND 0 1935 0 0 AMERIPRISE FINANCIAL INC Com 03076C106 781 4018 SH SOLE 0 4018 0 0 AMERIPRISE FINANCIAL INC Com 03076C106 136 700 SH DFND 0 700 0 0 Artisan Partners Asset Mgmt In Com 04316A108 758 15050 SH SOLE 0 15050 0 0 AVALARA INC Com 05338G106 276 1672 SH SOLE 0 1672 0 0 Bank of America Pfd Stk 060505EH3 55 50000 SH SOLE 0 50000 0 0 Bank of America Pfd Stk 060505EH3 222 200000 SH DFND 0 200000 0 0 Bank Amer Corp Pfd Stk 060505EU4 117 100000 SH DFND 0 100000 0 0 BIOGEN INC Com 09062X103 247 1009 SH SOLE 0 1009 0 0 BLACKROCK INC Com 09247X101 827 1146 SH SOLE 0 1146 0 0 BLACKROCK INC Com 09247X101 21 29 SH DFND 0 29 0 0 Bottomline Tech Del Inc Com 101388106 738 14000 SH SOLE 0 14000 0 0 Brightview Hldgs Inc Com 10948C107 408 27000 SH SOLE 0 27000 0 0 BRISTOL-MYERS SQUIBB CO Com 110122108 754 12159 SH SOLE 0 12159 0 0 BRISTOL-MYERS SQUIBB CO Com 110122108 562 9055 SH DFND 0 9055 0 0 BROADCOM INC Com 11135F101 340 777 SH SOLE 0 777 0 0 CF INDUSTRIES HOLDINGS INC Com 125269100 412 10644 SH SOLE 0 10644 0 0 CF INDUSTRIES HOLDINGS INC Com 125269100 123 3190 SH DFND 0 3190 0 0 CVS HEALTH CORP Com 126650100 1036 15169 SH SOLE 0 15169 0 0 CVS HEALTH CORP Com 126650100 108 1575 SH DFND 0 1575 0 0 CAPITAL ONE FINANCIAL CORP Com 14040H105 716 7244 SH SOLE 0 7244 0 0 CAPITAL ONE FINANCIAL CORP Com 14040H105 99 1000 SH DFND 0 1000 0 0 Carlisle Cos Inc Com 142339100 886 5675 SH SOLE 0 5675 0 0 CARRIER GLOBAL CORPORATION Com 14448C104 336 8899 SH SOLE 0 8899 0 0 CARRIER GLOBAL CORPORATION Com 14448C104 33 870 SH DFND 0 870 0 0 CATALENT INC Com 148806102 615 5909 SH SOLE 0 5909 0 0 CATERPILLAR INC Com 149123101 549 3015 SH SOLE 0 3015 0 0 CATERPILLAR INC Com 149123101 95 520 SH DFND 0 520 0 0 Cerence Inc Com 156727109 749 7450 SH SOLE 0 7450 0 0 CHEVRON CORP Com 166764100 2683 31775 SH SOLE 0 31425 0 350 CHEVRON CORP Com 166764100 215 2544 SH DFND 0 2544 0 0 CISCO SYSTEMS INC Com 17275R102 1947 43512 SH SOLE 0 43512 0 0 CISCO SYSTEMS INC Com 17275R102 224 5000 SH DFND 0 5000 0 0 CITIGROUP INC Com 172967424 554 8992 SH SOLE 0 8992 0 0 CLOROX COMPANY Com 189054109 2102 10410 SH SOLE 0 10410 0 0 COCA-COLA CO/THE Com 191216100 6693 122038 SH SOLE 0 121338 0 700 COCA-COLA CO/THE Com 191216100 38 696 SH DFND 0 696 0 0 COGNIZANT TECH SOLUTIONS-A Com 192446102 41 506 SH SOLE 0 506 0 0 COGNIZANT TECH SOLUTIONS-A Com 192446102 328 4000 SH DFND 0 4000 0 0 COMCAST CORP-CLASS A Com 20030N101 356 6795 SH SOLE 0 6795 0 0 COMCAST CORP-CLASS A Com 20030N101 35 676 SH DFND 0 676 0 0 Compass Minerals Intl Inc Com 20451N101 543 8800 SH SOLE 0 8800 0 0 CONOCOPHILLIPS Com 20825C104 497 12425 SH SOLE 0 12425 0 0 CONOCOPHILLIPS Com 20825C104 97 2416 SH DFND 0 2416 0 0 CORESITE REALTY CORP Com 21870Q105 306 2440 SH SOLE 0 2440 0 0 COSTCO WHOLESALE CORP Com 22160K105 4309 11436 SH SOLE 0 11436 0 0 CUMMINS INC Com 231021106 623 2745 SH SOLE 0 2745 0 0 CUMMINS INC Com 231021106 102 450 SH DFND 0 450 0 0 DTE ENERGY COMPANY Com 233331107 404 3324 SH SOLE 0 3324 0 0 DTE ENERGY COMPANY Com 233331107 109 900 SH DFND 0 900 0 0 DANAHER CORP Com 235851102 1609 7242 SH SOLE 0 7242 0 0 DANAHER CORP Com 235851102 329 1482 SH DFND 0 1482 0 0 WALT DISNEY CO/THE Com 254687106 2746 15154 SH SOLE 0 15154 0 0 WALT DISNEY CO/THE Com 254687106 197 1085 SH DFND 0 1085 0 0 DOMINION RESOURCES INC/VA Com 25746U109 399 5306 SH SOLE 0 5306 0 0 Douglas Dynamics Inc Com 25960R105 539 12600 SH SOLE 0 12600 0 0 Duke Realty Corp Com 264411505 285 7137 SH SOLE 0 7137 0 0 ETFMG PRIME CYBER SECURITY ETF Com 26924G201 455 7900 SH SOLE 0 7900 0 0 ECOLAB INC Com 278865100 1778 8219 SH SOLE 0 8219 0 0 EMERSON ELECTRIC CO Com 291011104 837 10412 SH SOLE 0 10012 0 400 EMERSON ELECTRIC CO Com 291011104 195 2430 SH DFND 0 2430 0 0 ENBRIDGE INC Com 29250N105 1896 59269 SH SOLE 0 59269 0 0 ENBRIDGE INC Com 29250N105 205 6401 SH DFND 0 6401 0 0 EVERCORE PARTNERS INC-CL A Com 29977A105 587 5350 SH SOLE 0 5350 0 0 Exlservice Holdings Inc Com 302081104 434 5100 SH SOLE 0 5100 0 0 EXXON MOBIL CORP Com 30231G102 1513 36706 SH SOLE 0 36706 0 0 EXXON MOBIL CORP Com 30231G102 483 11710 SH DFND 0 11710 0 0 FACEBOOK INC-A Com 30303M102 879 3217 SH SOLE 0 3217 0 0 FACEBOOK INC-A Com 30303M102 193 706 SH DFND 0 706 0 0 FEDEX CORP Com 31428X106 840 3236 SH SOLE 0 3236 0 0 FEDEX CORP Com 31428X106 473 1820 SH DFND 0 1820 0 0 FIRST TRUST LOW DURATION OPPORTUNITIES ETF Com 33739Q200 487 9461 SH SOLE 0 9461 0 0 FISERV INC Com 337738108 1237 10865 SH SOLE 0 10865 0 0 FISERV INC Com 337738108 142 1250 SH DFND 0 1250 0 0 FRANKLIN CALIF TAX FREE INCOME Com 352518104 1224 156526 SH SOLE 0 156526 0 0 Frontdoor Inc Com 35905A109 500 9950 SH SOLE 0 9950 0 0 GENERAL DYNAMICS CORP Com 369550108 222 1491 SH SOLE 0 1491 0 0 GENERAL MILLS INC Com 370334104 401 6812 SH SOLE 0 6812 0 0 GENERAL MILLS INC Com 370334104 66 1120 SH DFND 0 1120 0 0 Gentex Corp Com 371901109 339 10000 SH SOLE 0 10000 0 0 GILEAD SCIENCES INC Com 375558103 360 6175 SH SOLE 0 6175 0 0 GILEAD SCIENCES INC Com 375558103 15 250 SH DFND 0 250 0 0 GLOBAL X S&P 500 CATHOLIC VALUES ETF Com 37954Y889 268 5800 SH SOLE 0 5800 0 0 GOLDMAN SACHS GROUP INC Com 38141G104 617 2338 SH SOLE 0 2338 0 0 GOLDMAN ACTIVEBETA US LC ETF Com 381430503 723 9555 SH SOLE 0 9555 0 0 WW GRAINGER INC Com 384802104 718 1759 SH DFND 0 1759 0 0 HP INC Com 40434L105 518 21066 SH SOLE 0 21066 0 0 HP INC Com 40434L105 165 6700 SH DFND 0 6700 0 0 Hillenbrand Inc Com 431571108 617 15500 SH SOLE 0 15500 0 0 HOME DEPOT INC Com 437076102 756 2846 SH SOLE 0 2846 0 0 HOME DEPOT INC Com 437076102 474 1785 SH DFND 0 1785 0 0 HONEYWELL INTERNATIONAL INC Com 438516106 1240 5832 SH SOLE 0 5832 0 0 HONEYWELL INTERNATIONAL INC Com 438516106 37 174 SH DFND 0 174 0 0 Hostess Brands Inc Com 44109J106 417 28500 SH SOLE 0 28500 0 0 ILLINOIS TOOL WORKS Com 452308109 875 4294 SH SOLE 0 4294 0 0 Inovalon Hldgs Inc Com 45781D101 452 24900 SH SOLE 0 24900 0 0 INTEL CORP Com 458140100 1844 37019 SH SOLE 0 37019 0 0 INTEL CORP Com 458140100 410 8224 SH DFND 0 8224 0 0 INTL BUSINESS MACHINES CORP Com 459200101 1120 8901 SH SOLE 0 8901 0 0 INTL BUSINESS MACHINES CORP Com 459200101 365 2900 SH DFND 0 2900 0 0 INVESCO QQQ TRUST Com 46090E103 10964 34946 SH SOLE 0 34946 0 0 INVESCO S&P SMALLCAP HEALTH CARE ETF Com 46138E149 1474 8678 SH SOLE 0 8678 0 0 INVESCO S&P SMALLCAP HEALTH CARE ETF Com 46138E149 48 280 SH DFND 0 280 0 0 ISHARES GOLD TRUST ISHARES Com 464285105 2112 116519 SH SOLE 0 116519 0 0 ISHARES GOLD TRUST ISHARES Com 464285105 127 7000 SH DFND 0 7000 0 0 ISHARES CORE S&P US STOCK MARKET ETF Com 464287150 3004 34841 SH SOLE 0 34841 0 0 ISHARES DJ SELECT DIVIDEND ETF Com 464287168 559 5807 SH SOLE 0 5807 0 0 ISHARES DJ SELECT DIVIDEND ETF Com 464287168 21 220 SH DFND 0 220 0 0 ISHARES CORE S&P 500 ETF Com 464287200 5173 13780 SH SOLE 0 13780 0 0 ISHARES MSCI EMERGING MKT ETF Com 464287234 590 11417 SH SOLE 0 11417 0 0 ISHARES MSCI EMERGING MKT ETF Com 464287234 74 1424 SH DFND 0 1424 0 0 ISHARES S&P GLOBAL TECHNOLOGY SECTOR Com 464287291 2382 7940 SH SOLE 0 7940 0 0 ISHARES S&P 500 GROWTH ETF Com 464287309 1175 18414 SH SOLE 0 18414 0 0 ISHARES S&P 500 VALUE ETF Com 464287408 527 4116 SH SOLE 0 4116 0 0 ISHARES MSCI EAFE ETF Com 464287465 3206 43937 SH SOLE 0 43937 0 0 ISHARES MSCI EAFE ETF Com 464287465 63 862 SH DFND 0 862 0 0 ISHARES RUSSELL MIDCAP VALUE ETF Com 464287473 344 3543 SH SOLE 0 3543 0 0 ISHARES RUSSELL MIDCAP ETF Com 464287499 1474 21508 SH SOLE 0 21508 0 0 ISHARES CORE S&P MID-CAP ETF Com 464287507 10895 47406 SH SOLE 0 47406 0 0 ISHARES CORE S&P MID-CAP ETF Com 464287507 190 825 SH DFND 0 825 0 0 ISHARES EXPANDED TECH- SOFTWARE SECTOR ETF Com 464287515 252 713 SH SOLE 0 713 0 0 ISHARES RUSSELL 1000 VALUE ETF Com 464287598 10340 75624 SH SOLE 0 75624 0 0 ISHARES RUSSELL 1000 VALUE ETF Com 464287598 145 1059 SH DFND 0 1059 0 0 ISHARES S&P MIDCAP 400/GRWTH ETF Com 464287606 826 11444 SH SOLE 0 11444 0 0 ISHARES RUSSELL 1000 GROWTH ETF Com 464287614 33026 136958 SH SOLE 0 136958 0 0 ISHARES RUSSELL 1000 GROWTH ETF Com 464287614 488 2025 SH DFND 0 2025 0 0 ISHARES RUSSELL 1000 ETF Com 464287622 2222 10487 SH SOLE 0 10487 0 0 ISHARES RUSSELL 2000 VALUE ETF Com 464287630 253 1918 SH SOLE 0 1918 0 0 ISHARES RUSSELL 2000 GROWTH ETF Com 464287648 6139 21414 SH SOLE 0 21414 0 0 ISHARES RUSSELL 2000 GROWTH ETF Com 464287648 50 175 SH DFND 0 175 0 0 ISHARES RUSSELL 2000 ETF Com 464287655 5677 28953 SH SOLE 0 28953 0 0 ISHARES RUSSELL 2000 ETF Com 464287655 12 59 SH DFND 0 59 0 0 ISHARES S&P MIDCAP 400/VALUE ETF Com 464287705 542 6276 SH SOLE 0 6276 0 0 ISHARES DJ US TECHNOLOGY SEC ETF Com 464287721 2847 33464 SH SOLE 0 33464 0 0 ISHARES DJ US TECHNOLOGY SEC ETF Com 464287721 83 976 SH DFND 0 976 0 0 ISHARES CORE S&P SMALL-CAP ETF Com 464287804 5553 60419 SH SOLE 0 60419 0 0 ISHARES CORE S&P SMALL-CAP ETF Com 464287804 571 6214 SH DFND 0 6214 0 0 ISHARES S&P SMALLCAP 600/VAL ETF Com 464287879 293 3600 SH SOLE 0 3600 0 0 ISHARES S&P SMALLCAP/600 GROWTH ETF Com 464287887 731 6400 SH SOLE 0 6400 0 0 ISHARES MSCI ACWI ETF Com 464288257 936 10315 SH SOLE 0 10315 0 0 ISHARES MSCI EAFE SMALL CAP ETF Com 464288273 343 5019 SH SOLE 0 5019 0 0 ISHARES MSCI EAFE SMALL CAP ETF Com 464288273 60 876 SH DFND 0 876 0 0 ISHARES JPMORGAN USD EMERGING MKTS BOND ETF Com 464288281 1429 12325 SH SOLE 0 12325 0 0 ISHARES JPMORGAN USD EMERGING MKTS BOND ETF Com 464288281 37 315 SH DFND 0 315 0 0 ISHARES SHORT-TERM CORPORATE BOND ETF Com 464288646 234 4244 SH SOLE 0 4244 0 0 ISHARES S&P PREF STK ETF Com 464288687 5693 147835 SH SOLE 0 147835 0 0 ISHARES DJ US MEDICAL DEVICE ETF Com 464288810 2051 6266 SH SOLE 0 6266 0 0 ISHARES TR EAFE GROWTH ETF Com 464288885 503 4982 SH SOLE 0 4982 0 0 ISHARES CORE US TREASURY BOND ETF Com 46429B267 17460 640964 SH SOLE 0 640964 0 0 ISHARES CORE US TREASURY BOND ETF Com 46429B267 312 11440 SH DFND 0 11440 0 0 ISHARES TR MIN VOL USA ETF Com 46429B697 13312 196117 SH SOLE 0 196117 0 0 ISHARES TR MIN VOL USA ETF Com 46429B697 276 4060 SH DFND 0 4060 0 0 ISHARES SHORT MATURITY BOND ETF Com 46431W507 11477 228757 SH SOLE 0 228757 0 0 ISHARES SHORT MATURITY BOND ETF Com 46431W507 33 650 SH DFND 0 650 0 0 ISHARES EDGE MSCI USA QUALITY Com 46432F339 7860 67639 SH SOLE 0 67639 0 0 ISHARES EDGE MSCI USA VALUE FACTOR ETF Com 46432F388 2011 23136 SH SOLE 0 23136 0 0 ISHARES CORE MSCI EAFE ETF Com 46432F842 6475 93713 SH SOLE 0 93713 0 0 ISHARES CORE MSCI EAFE ETF Com 46432F842 1143 16544 SH DFND 0 16544 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF Com 46434G103 1383 22297 SH SOLE 0 22297 0 0 ISHARES CORE MSCI EMERGING MARKETS ETF Com 46434G103 697 11240 SH DFND 0 11240 0 0 ISHARES MSCI EM ESG OPTIMIZED Com 46434G863 1141 27184 SH SOLE 0 27184 0 0 ISHARES 0-5 YEAR HIGH YIELD CORP BOND ETF Com 46434V407 2152 47354 SH SOLE 0 47354 0 0 ISHA CURR HEDGED MSCI EAFE Com 46434V803 477 15663 SH SOLE 0 15663 0 0 ISHARES MSCI USA ESG OPTIMIZED ETF Com 46435G425 2986 34712 SH SOLE 0 34712 0 0 JPMORGAN CHASE & CO Com 46625H100 4477 35232 SH SOLE 0 35232 0 0 JPMORGAN CHASE & CO Com 46625H100 306 2405 SH DFND 0 2405 0 0 JPMorgan Chase & Co Pfd Stk 46625HJQ4 56 50000 SH SOLE 0 50000 0 0 JPMorgan Chase & Co Pfd Stk 46625HJQ4 225 200000 SH DFND 0 200000 0 0 JPMorgan Chase & Co Pfd Stk 46625HKK5 70 70000 SH SOLE 0 70000 0 0 JOHNSON & JOHNSON Com 478160104 2370 15058 SH SOLE 0 14808 0 250 JOHNSON & JOHNSON Com 478160104 1419 9015 SH DFND 0 9015 0 0 KIMBERLY-CLARK CORP Com 494368103 1169 8670 SH SOLE 0 8395 0 275 KIMBERLY-CLARK CORP Com 494368103 260 1928 SH DFND 0 1928 0 0 Knowles Corp Com 49926D109 405 22000 SH SOLE 0 22000 0 0 LKQ CORPORATION Com 501889208 472 13388 SH SOLE 0 13388 0 0 LKQ CORPORATION Com 501889208 102 2900 SH DFND 0 2900 0 0 Lendingtree Inc New Com 52603B107 315 1150 SH SOLE 0 1150 0 0 ELI LILLY & CO Com 532457108 1826 10814 SH SOLE 0 10814 0 0 LOWE'S COS INC Com 548661107 629 3917 SH SOLE 0 3917 0 0 LOWE'S COS INC Com 548661107 170 1060 SH DFND 0 1060 0 0 MASTERCARD INC-CLASS A Com 57636Q104 891 2495 SH SOLE 0 2495 0 0 MASTERCARD INC-CLASS A Com 57636Q104 168 470 SH DFND 0 470 0 0 MCDONALD'S CORP Com 580135101 1341 6250 SH SOLE 0 6250 0 0 MCKESSON CORP Com 58155Q103 501 2883 SH SOLE 0 2883 0 0 MCKESSON CORP Com 58155Q103 139 800 SH DFND 0 800 0 0 MERCK & CO. INC. Com 58933Y105 756 9239 SH SOLE 0 9239 0 0 MERCK & CO. INC. Com 58933Y105 700 8560 SH DFND 0 8560 0 0 Metlife Inc Pfd Pfd Stk 59156RBP2 14 14000 SH SOLE 0 14000 0 0 MICROSOFT CORP Com 594918104 8020 36057 SH SOLE 0 36057 0 0 MICROSOFT CORP Com 594918104 2632 11833 SH DFND 0 11833 0 0 MICRON TECHNOLOGY INC Com 595112103 301 4000 SH SOLE 0 4000 0 0 MONDELEZ INTERNATIONAL INC-A Com 609207105 313 5352 SH SOLE 0 5352 0 0 MONDELEZ INTERNATIONAL INC-A Com 609207105 135 2310 SH DFND 0 2310 0 0 NASDAQ INC Com 631103108 1250 9417 SH SOLE 0 9417 0 0 NETFLIX INC Com 64110L106 268 496 SH SOLE 0 496 0 0 NEXTERA ENERGY INC Com 65339F101 655 8484 SH SOLE 0 8484 0 0 NEXTERA ENERGY INC Com 65339F101 31 408 SH DFND 0 408 0 0 NIKE INC -CL B Com 654106103 2788 19707 SH SOLE 0 19707 0 0 NORFOLK SOUTHERN CORP Com 655844108 128 538 SH SOLE 0 538 0 0 NORFOLK SOUTHERN CORP Com 655844108 74 310 SH DFND 0 310 0 0 NOVARTIS AG-SPONSORED ADR Com 66987V109 451 4773 SH SOLE 0 4773 0 0 NOVARTIS AG-SPONSORED ADR Com 66987V109 36 380 SH DFND 0 380 0 0 NVIDIA CORP Com 67066G104 6183 11841 SH SOLE 0 11841 0 0 NVIDIA CORP Com 67066G104 302 579 SH DFND 0 579 0 0 ORACLE CORP Com 68389X105 1004 15521 SH SOLE 0 15521 0 0 ORACLE CORP Com 68389X105 7 115 SH DFND 0 115 0 0 PNC FINANCIAL SERVICES GROUP Com 693475105 159 1070 SH SOLE 0 1070 0 0 PNC FINANCIAL SERVICES GROUP Com 693475105 63 420 SH DFND 0 420 0 0 PALO ALTO NETWORKS INC Com 697435105 511 1437 SH SOLE 0 1437 0 0 PAYPAL HOLDINGS INC Com 70450Y103 3173 13549 SH SOLE 0 13549 0 0 PEPSICO INC Com 713448108 1471 9918 SH SOLE 0 9743 0 175 PEPSICO INC Com 713448108 877 5913 SH DFND 0 5913 0 0 PFIZER INC Com 717081103 2085 56642 SH SOLE 0 56642 0 0 PFIZER INC Com 717081103 399 10831 SH DFND 0 10831 0 0 PHILIP MORRIS INTERNATIONAL Com 718172109 1472 17778 SH SOLE 0 17778 0 0 PHILIP MORRIS INTERNATIONAL Com 718172109 164 1985 SH DFND 0 1985 0 0 PIMCO 15 YEAR US TIPS INDEX FUND Com 72201R304 439 4952 SH SOLE 0 4952 0 0 PROCTER & GAMBLE CO/THE Com 742718109 2582 18559 SH SOLE 0 18309 0 250 PROCTER & GAMBLE CO/THE Com 742718109 649 4664 SH DFND 0 4664 0 0 PUBLIC SERVICE ENTERPRISE GP Com 744573106 456 7815 SH SOLE 0 7815 0 0 PUBLIC SERVICE ENTERPRISE GP Com 744573106 147 2516 SH DFND 0 2516 0 0 QUALCOMM INC Com 747525103 984 6462 SH SOLE 0 6462 0 0 QUALCOMM INC Com 747525103 83 543 SH DFND 0 543 0 0 Quotient Technology Inc Com 749119103 241 25600 SH SOLE 0 25600 0 0 ROPER TECHNOLOGIES INC Com 776696106 419 971 SH SOLE 0 971 0 0 ROPER TECHNOLOGIES INC Com 776696106 142 330 SH DFND 0 330 0 0 ROYCE PENNSYLVANIA MUTUAL FUND Com 780905840 299 29162 SH SOLE 0 29162 0 0 SPDR S&P 500 ETF TRUST Com 78462F103 12522 33493 SH SOLE 0 33493 0 0 SPDR S&P 500 ETF TRUST Com 78462F103 66 177 SH DFND 0 177 0 0 SPDR GOLD TRUST Com 78463V107 1341 7516 SH SOLE 0 7516 0 0 SPDR MSCI ACWI EX-US Com 78463X848 7698 278409 SH SOLE 0 278409 0 0 SPDR BBG BARC CONVERTIBLE Com 78464A359 11817 142729 SH SOLE 0 142729 0 0 SPDR BBG BARC CONVERTIBLE Com 78464A359 447 5400 SH DFND 0 5400 0 0 KBW BANK ETF Com 78464A797 335 8020 SH SOLE 0 8020 0 0 KBW BANK ETF Com 78464A797 23 540 SH DFND 0 540 0 0 SPDR S&P BIOTECH ETF Com 78464A870 935 6643 SH SOLE 0 6643 0 0 SPDR S&P MIDCAP 400 ETF TRUST Com 78467Y107 1220 2905 SH SOLE 0 2905 0 0 Sp Plus Corp Com 78469C103 306 10600 SH SOLE 0 10600 0 0 SVB FINANCIAL GROUP Com 78486Q101 746 1924 SH SOLE 0 1924 0 0 The Charles Schwab Corporation Pfd Stk 808513AP0 61 60000 SH SOLE 0 60000 0 0 HEALTH CARE SELECT SECTOR SPDR Com 81369Y209 1782 15708 SH SOLE 0 15708 0 0 HEALTH CARE SELECT SECTOR SPDR Com 81369Y209 51 450 SH DFND 0 450 0 0 CONSUMER STAPLES SELECT SECTOR SPDR Com 81369Y308 1650 24458 SH SOLE 0 24458 0 0 CONSUMER DISCRETIONARY SELT Com 81369Y407 1455 9051 SH SOLE 0 9051 0 0 TECHNOLOGY SELECT SECT SPDR Com 81369Y803 1340 10309 SH SOLE 0 10309 0 0 UTILITIES SELECT SECTOR SPDR Com 81369Y886 3335 53182 SH SOLE 0 53182 0 0 UTILITIES SELECT SECTOR SPDR Com 81369Y886 18 280 SH DFND 0 280 0 0 Shutterstock Inc Com 825690100 868 12100 SH SOLE 0 12100 0 0 SOUTHERN CO/THE Com 842587107 429 6988 SH SOLE 0 6988 0 0 SOUTHERN CO/THE Com 842587107 125 2038 SH DFND 0 2038 0 0 STANLEY BLACK & DECKER INC Com 854502101 322 1806 SH SOLE 0 1806 0 0 STANLEY BLACK & DECKER INC Com 854502101 127 710 SH DFND 0 710 0 0 STARBUCKS CORP Com 855244109 458 4278 SH SOLE 0 4278 0 0 STERICYCLE INC Com 858912108 579 8350 SH SOLE 0 8350 0 0 Alta Properties, Inc. Com 863012544 182 24544 SH SOLE 0 24544 0 0 STRYKER CORP Com 863667101 667 2720 SH SOLE 0 2720 0 0 STRYKER CORP Com 863667101 104 425 SH DFND 0 425 0 0 TJX COMPANIES INC Com 872540109 349 5110 SH SOLE 0 5110 0 0 TAIWAN SEMICONDUCTOR-SP ADR Com 874039100 173 1583 SH SOLE 0 1583 0 0 TAIWAN SEMICONDUCTOR-SP ADR Com 874039100 38 346 SH DFND 0 346 0 0 Terminix Global Holdings Inc Com 88087E100 434 8500 SH SOLE 0 8500 0 0 TEXAS INSTRUMENTS INC Com 882508104 188 1146 SH SOLE 0 1146 0 0 TEXAS INSTRUMENTS INC Com 882508104 115 700 SH DFND 0 700 0 0 THERMO FISHER SCIENTIFIC INC Com 883556102 3295 7075 SH SOLE 0 7075 0 0 THERMO FISHER SCIENTIFIC INC Com 883556102 263 564 SH DFND 0 564 0 0 3M CO Com 88579Y101 3669 20992 SH SOLE 0 20992 0 0 3M CO Com 88579Y101 554 3170 SH DFND 0 3170 0 0 TOYOTA MOTOR CORP -SPON ADR Com 892331307 398 2575 SH SOLE 0 2575 0 0 Truist Financial Corporation Com 89832Q109 335 6997 SH SOLE 0 6997 0 0 US BANCORP Com 902973304 435 9340 SH SOLE 0 9340 0 0 US BANCORP Com 902973304 38 820 SH DFND 0 820 0 0 UNION PACIFIC CORP Com 907818108 1251 6007 SH SOLE 0 6007 0 0 UNION PACIFIC CORP Com 907818108 614 2949 SH DFND 0 2949 0 0 UNITED PARCEL SERVICE-CL B Com 911312106 476 2828 SH SOLE 0 2828 0 0 UNITEDHEALTH GROUP INC Com 91324P102 519 1480 SH SOLE 0 1480 0 0 UNITEDHEALTH GROUP INC Com 91324P102 28 80 SH DFND 0 80 0 0 VALERO ENERGY CORP Com 91913Y100 470 8302 SH SOLE 0 8302 0 0 VALERO ENERGY CORP Com 91913Y100 158 2800 SH DFND 0 2800 0 0 VANECK VECTORS GOLD MINERS ETF Com 92189F106 214 5949 SH SOLE 0 5949 0 0 VANGUARD DIVIDEND APPREC ETF Com 921908844 4286 30361 SH SOLE 0 30361 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF Com 921943858 299 6333 SH SOLE 0 6333 0 0 VANGUARD FTSE DEVELOPED MARKETS ETF Com 921943858 161 3400 SH DFND 0 3400 0 0 VANGUARD HIGH DVD YIELD ETF Com 921946406 424 4633 SH SOLE 0 4633 0 0 VANGUARD HIGH DVD YIELD ETF Com 921946406 152 1657 SH DFND 0 1657 0 0 VANGUARD INTL HIGH DIVIDEND YIELD ETF Com 921946794 26 422 SH SOLE 0 422 0 0 VANGUARD INTL HIGH DIVIDEND YIELD ETF Com 921946794 179 2938 SH DFND 0 2938 0 0 VANGUARD INTL DIVIDEND APPRECIATION ETF Com 921946810 10833 133105 SH SOLE 0 133105 0 0 VANGUARD FTSE ALL-WORLD EX-US Com 922042775 1604 27482 SH SOLE 0 27482 0 0 VANGUARD FTSE EMERGING MARKETS ETF Com 922042858 192 3834 SH SOLE 0 3834 0 0 VANGUARD FTSE EMERGING MARKETS ETF Com 922042858 328 6552 SH DFND 0 6552 0 0 VANGUARD INTL EQUITY INDEX PACIFIC ETF Com 922042866 217 2731 SH SOLE 0 2731 0 0 VANGUARD SHORT TERM GOVERNMENT BOND ETF Com 92206C102 3170 51461 SH SOLE 0 51461 0 0 VANGUARD SHORT-TERM CORP BO Com 92206C409 6526 78387 SH SOLE 0 78387 0 0 VANGUARD SHORT-TERM CORP BO Com 92206C409 121 1450 SH DFND 0 1450 0 0 VANGUARD S&P 500 ETF Com 922908363 894 2602 SH SOLE 0 2602 0 0 VANGUARD REAL ESTATE ETF Com 922908553 862 10151 SH SOLE 0 10151 0 0 VANGUARD REAL ESTATE ETF Com 922908553 82 971 SH DFND 0 971 0 0 VANGUARD IND FD MID-CAP Com 922908629 571 2760 SH SOLE 0 2760 0 0 VANGUARD IND FD MID-CAP Com 922908629 78 375 SH DFND 0 375 0 0 VANGUARD SMALL-CAP ETF Com 922908751 295 1514 SH SOLE 0 1514 0 0 VERIZON COMMUNICATIONS INC Com 92343V104 4437 75522 SH SOLE 0 75522 0 0 VERIZON COMMUNICATIONS INC Com 92343V104 189 3222 SH DFND 0 3222 0 0 VERINT SYSTEMS INC Com 92343X100 437 6500 SH SOLE 0 6500 0 0 VISA INC-CLASS A SHARES Com 92826C839 2720 12437 SH SOLE 0 12087 0 350 WALMART INC Com 931142103 1704 11820 SH SOLE 0 11820 0 0 WALMART INC Com 931142103 356 2470 SH DFND 0 2470 0 0 WALGREENS BOOTS ALLIANCE INC Com 931427108 511 12808 SH SOLE 0 12808 0 0 WASTE MGMT INC Com 94106L109 515 4363 SH SOLE 0 4363 0 0 WELLS FARGO & CO Com 949746101 388 12858 SH SOLE 0 12858 0 0 Willscot Mobil Mini Hldng Corp Com 971378104 398 17195 SH SOLE 0 17195 0 0 WISDOMTREE EMERGING MARKETS Com 97717W315 766 18611 SH SOLE 0 18611 0 0 WISDOMTREE EMERGING MARKETS Com 97717W315 59 1435 SH DFND 0 1435 0 0 WISDOM TREE SMALL CAP DIVIDEND Com 97717W604 345 12960 SH SOLE 0 12960 0 0 WISDOMTREE JAPAN HEDGED EQUITY FUND Com 97717W851 342 6277 SH SOLE 0 6277 0 0 WISDOMTREE EM EX-STATE-OWNED ENTERPRISES Com 97717X578 626 15785 SH SOLE 0 15785 0 0 WISDOMTREE US QUALITY DIVID Com 97717X669 658 12193 SH SOLE 0 12193 0 0 XILINX INC Com 983919101 446 3145 SH SOLE 0 3145 0 0 ZOOM VIDEO COMMUNICATIONS INC Com 98980L101 282 835 SH SOLE 0 835 0 0 ACCENTURE PLC-CL A Com G1151C101 1037 3971 SH SOLE 0 3971 0 0 ACCENTURE PLC-CL A Com G1151C101 122 467 SH DFND 0 467 0 0 EATON CORP PLC Com G29183103 567 4716 SH SOLE 0 4716 0 0 EATON CORP PLC Com G29183103 53 440 SH DFND 0 440 0 0 JOHNSON CONTROLS INTERNATIONAL Com G51502105 2461 52824 SH SOLE 0 52824 0 0 JOHNSON CONTROLS INTERNATIONAL Com G51502105 82 1754 SH DFND 0 1754 0 0 MEDTRONIC PLC Com G5960L103 760 6491 SH SOLE 0 6491 0 0 MEDTRONIC PLC Com G5960L103 18 156 SH DFND 0 156 0 0 APTIV PLC Com G6095L109 138 1059 SH SOLE 0 1059 0 0 APTIV PLC Com G6095L109 150 1150 SH DFND 0 1150 0 0 TRANE TECHNOLOGIES PLC ADR Com G8994E103 2508 17280 SH SOLE 0 17280 0 0 TRANE TECHNOLOGIES PLC ADR Com G8994E103 15 101 SH DFND 0 101 0 0 CHUBB LTD Com H1467J104 606 3937 SH SOLE 0 3937 0 0