EXHIBIT 99.2

JOINT FILING AGREEMENT

This Agreement is made pursuant to Rule 13d-1(k)(1) under the Securities Exchange Act of 1934, as amended (the “Exchange Act”), by and among the parties listed below, each referred to herein as a “Joint Filer.” The Joint Filers agree that a statement of beneficial ownership as required by Section 13(d) of the Exchange Act and the rules thereunder may be filed on each of their behalf on Schedule 13D or Schedule 13G, as appropriate, with respect to their ownership of common stock of Tectonic Financial, Inc., and that said joint filing may thereafter be amended by further joint filings. The Joint Filers state that they each satisfy the requirements for making a joint filing under Rule 13d-1. This Agreement may be executed in any number of counterparts, all of which taken together shall constitute one and the same instrument.

IN WITNESS WHEREOF, the undersigned hereby execute this Joint Filing Agreement as of this 7^th day of February, 2020.

By:	/s/ A. Haag Sherman
Name: A. Haag Sherman
THE SHERMAN 2018 IRREVOCABLE TRUST
By:	/s/ A. Haag Sherman
Name: A. Haag Sherman, Trustee
SHERMAN TECTONIC FLP LP
By:	/s/ A. Haag Sherman
Name: A. Haag Sherman, CEO of the general partner of Sherman Tectonic FLP LP
By:	/s/ George L. Ball
Name: George L. Ball
By:	/s/ Darrell W. Cain
Name: Darrell W. Cain
By:	/s/ Steven B. Clapp
Name: Steven B. Clapp
By:	/s/ Thomas R. Sanders
Name: Thomas R. Sanders
By:	/s/ Daniel C. Wicker
Name: Daniel C. Wicker
By:	/s/ Steven L. Cain
Name: Steven L. Cain
By:	/s/ Judson S. Crawford
Name: Judson S. Crawford
By:	/s/ Brian R. Bortz
Name: Brian R. Bortz
By:	/s/ Timothy D. Greaves
Name: Timothy D. Greaves
By:	/s/ Toni D. Lee
Name: Toni D. Lee
By:	/s/ Don A. Sanders
Name: Don A. Sanders

Signature Page to Joint Filing Agreement - 1

DON A. SANDERS CHILDREN’S TRUST DTD 2003
By:	/s/ Don Weir
Name: Don Weir, Trustee
By:	/s/ Don Weir
Name: Don Weir
By:	/s/ Julie Ellen Weir
Name: Julie Ellen Weir
By:	/s/ By Ken Bramlage as Attorney-in-Fact for Christopher K. Pittman
Name: Christopher K. Pittman
By:	/s/ Ben T. Morris
Name: Ben T. Morris
By:	/s/ By Ken Bramlage as Attorney-in-Fact for Erick G. R. Kuebler
Name: Erick G. R. Kuebler
By:	/s/ By Ken Bramlage as Attorney-in-Fact for Wendi M. Kuebler
Name: Wendi M. Kuebler
By:	/s/ Michelle Baird
Name: Michelle Baird
By:	/s/ Charles Loretto
Name: Charles Loretto
By:	/s/ Hunter Satterfield
Name: Hunter Satterfield
By:	/s/ By Ken Bramlage as Attorney-in-Fact for Patrick Howard
Name: Patrick Howard

Signature Page to Joint Filing Agreement - 2