SEC FORM 4

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

STONE EDMOND C

(Last)

(First)

(Middle)

P O BOX 10247

(Street)

BIRMINGHAM

352020247

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
REGIONS FINANCIAL CORP [ RF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP, Ln Rsk Mgt/Credit Policy

3. Date of Earliest Transaction (Month/Day/Year)
04/25/2005

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	04/25/2005		X		5,501	A	$18.17	191,254	D
Common Stock	08/15/2005		J⁽¹⁾	V	22,525	D	$0	167,434	D
Common Stock	10/13/2005		X		13,271	A	$22.603	180,705	D
Common Stock								13,704	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Phantom Stock Units (401k)	⁽²⁾	10/14/2005		J⁽²⁾	V	756		⁽²⁾	⁽²⁾	Common Stock	756	$0	5,124	D
Stock Option	$18.17	04/25/2005		X			5,501	01/03/1997	01/03/2006	Common Stock	5,501	$0	5,233	D
Stock Option	$25.66	08/01/2005		J⁽³⁾	V		15,432	02/19/2006	02/19/2010	Common Stock	15,432	$0	0.00	D
Stock Option	$28.17	08/01/2005		J⁽³⁾	V		32,922	⁽⁴⁾	04/21/2011	Common Stock	32,922	$0	16,462	D
Stock Option	$22.6	10/13/2005		X			13,271	01/16/2002	01/16/2011	Common Stock	13,271	$0	36,113	D
Stock Option	$18.17							01/03/1998	01/03/2006	Common Stock	1,612		1,612	D
Stock Option	$31.39							10/09/1998	10/09/2007	Common Stock	4,876		4,876	D
Stock Option	$33.48							04/09/1999	04/09/2008	Common Stock	32,408		32,408	D
Stock Option	$28.88							08/30/2000	08/30/2009	Common Stock	32,408		32,408	D
Stock Option	$25.66							02/19/2004	02/19/2010	Common Stock	30,865		30,865	D
Stock Option	$25.66							02/19/2005	02/19/2010	Common Stock	15,433		15,433	D
Stock Option	$16.28							03/15/2001	03/15/2010	Common Stock	67,933		67,933	D
Stock Option	$22.6							01/16/2003	01/16/2011	Common Stock	24,692		24,692	D
Stock Option	$22.6							01/16/2004	01/16/2011	Common Stock	24,692		24,692	D
Stock Option	$25.02							01/22/2003	01/22/2012	Common Stock	49,384		49,384	D
Stock Option	$25.02							01/22/2004	01/22/2012	Common Stock	24,692		24,692	D
Stock Option	$25.02							01/22/2005	01/22/2012	Common Stock	24,692		24,692	D

Explanation of Responses:

1. Cancellation of restricted stock grant due to retirement

2. The reported phantom stock units were acquired under Regions' benefit plans.

3. Cancellation of stock option due to retirement

4. The option becomes exercisable in three equal installments on April 21, 2005, 2006 and 2007.

Remarks:

	By: Ronald C. Jackson	10/17/2005
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.