SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting Person*
STONE EDMOND C

(Last) (First) (Middle)
P O BOX 10247

(Street)
BIRMINGHAM AL 352020247

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
REGIONS FINANCIAL CORP [ RF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
EVP, Ln Rsk Mgt/Credit Policy
3. Date of Earliest Transaction (Month/Day/Year)
04/25/2005
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 04/25/2005 X 5,501 A $18.17 191,254 D
Common Stock 08/15/2005 J(1) V 22,525 D $0 167,434 D
Common Stock 10/13/2005 X 13,271 A $22.603 180,705 D
Common Stock 13,704 I By Spouse
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Phantom Stock Units (401k) (2) 10/14/2005 J(2) V 756 (2) (2) Common Stock 756 $0 5,124 D
Stock Option $18.17 04/25/2005 X 5,501 01/03/1997 01/03/2006 Common Stock 5,501 $0 5,233 D
Stock Option $25.66 08/01/2005 J(3) V 15,432 02/19/2006 02/19/2010 Common Stock 15,432 $0 0.00 D
Stock Option $28.17 08/01/2005 J(3) V 32,922 (4) 04/21/2011 Common Stock 32,922 $0 16,462 D
Stock Option $22.6 10/13/2005 X 13,271 01/16/2002 01/16/2011 Common Stock 13,271 $0 36,113 D
Stock Option $18.17 01/03/1998 01/03/2006 Common Stock 1,612 1,612 D
Stock Option $31.39 10/09/1998 10/09/2007 Common Stock 4,876 4,876 D
Stock Option $33.48 04/09/1999 04/09/2008 Common Stock 32,408 32,408 D
Stock Option $28.88 08/30/2000 08/30/2009 Common Stock 32,408 32,408 D
Stock Option $25.66 02/19/2004 02/19/2010 Common Stock 30,865 30,865 D
Stock Option $25.66 02/19/2005 02/19/2010 Common Stock 15,433 15,433 D
Stock Option $16.28 03/15/2001 03/15/2010 Common Stock 67,933 67,933 D
Stock Option $22.6 01/16/2003 01/16/2011 Common Stock 24,692 24,692 D
Stock Option $22.6 01/16/2004 01/16/2011 Common Stock 24,692 24,692 D
Stock Option $25.02 01/22/2003 01/22/2012 Common Stock 49,384 49,384 D
Stock Option $25.02 01/22/2004 01/22/2012 Common Stock 24,692 24,692 D
Stock Option $25.02 01/22/2005 01/22/2012 Common Stock 24,692 24,692 D
Explanation of Responses:
1. Cancellation of restricted stock grant due to retirement
2. The reported phantom stock units were acquired under Regions' benefit plans.
3. Cancellation of stock option due to retirement
4. The option becomes exercisable in three equal installments on April 21, 2005, 2006 and 2007.
Remarks:
By: Ronald C. Jackson 10/17/2005
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.