SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting Person*
UPCHURCH SAMUEL E JR

(Last) (First) (Middle)
P O BOX 10247

(Street)
BIRMINGHAM AL 352020247

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
REGIONS FINANCIAL CORP [ RF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
Dir Corp & Strat Initiatives
3. Date of Earliest Transaction (Month/Day/Year)
01/18/2006
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 01/18/2006 A 32,867 A $0 187,600 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Phantom Stock Units (401k) $0.00(1) (1) (1) Common Stock 40,070 40,070 D
Stock Option $18.17 01/03/1997 01/03/2006 Common Stock 12,346 12,346 D
Stock Option $31.39 10/09/1998 10/09/2007 Common Stock 4,876 4,876 D
Stock Option $33.48 04/09/1999 04/09/2008 Common Stock 13,889 13,889 D
Stock Option $28.88 08/30/2000 08/30/2009 Common Stock 13,889 13,889 D
Stock Option $25.66 02/19/2004 02/19/2010 Common Stock 24,692 24,692 D
Stock Option $25.66 02/19/2005 02/19/2010 Common Stock 12,346 12,346 D
Stock Option $25.66 12/20/2005 02/19/2010 Common Stock 8,448 8,448 D
Stock Option $25.66 02/19/2006 02/19/2010 Common Stock 3,898 3,898 D
Stock Option $16.28 03/15/2001 03/15/2010 Common Stock 18,519 18,519 D
Stock Option $22.6 01/16/2002 01/16/2011 Common Stock 12,346 12,346 D
Stock Option $22.6 01/16/2003 01/16/2011 Common Stock 6,173 6,173 D
Stock Option $22.6 01/16/2004 01/16/2011 Common Stock 6,173 6,173 D
Stock Option $28.17 04/21/2005 04/21/2011 Common Stock 37,038 37,038 D
Stock Option $28.17 12/20/2005 04/21/2011 Common Stock 70,527 70,527 D
Stock Option $28.17 04/21/2007 04/21/2011 Common Stock 3,549 3,549 D
Stock Option $33.82 12/20/2005 10/15/2011 Common Stock 90,000 90,000 D
Stock Option $25.02 01/22/2003 01/22/2012 Common Stock 15,433 15,433 D
Stock Option $25.02 01/22/2004 01/22/2012 Common Stock 7,716 7,716 D
Stock Option $25.02 01/22/2005 01/22/2012 Common Stock 7,716 7,716 D
Stock Option $34.66 (2) 12/20/2012 Common Stock 79,007 79,007 D
Explanation of Responses:
1. The reported phantom stock units were acquired under Regions' benefit plans.
2. The option becomes exercisable in three equal installments on December 20, 2006, 2007 and 2008.
By: Ronald C. Jackson 01/18/2006
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.