SEC Form 4

FORM 4		UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934 or Section 30(h) of the Investment Company Act of 1940	OMB APPROVAL OMB Number: 3235-0287 Estimated average burden hours per response: 0.5
	Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person* THOMAS CLYDE L (Last) (First) (Middle) 8501 N. SCOTTSDALE ROAD SUITE 300 (Street) SCOTTSDALE AZ 85253 (City) (State) (Zip)	2. Issuer Name and Ticker or Trading Symbol EFUNDS CORP [ EFD ]	5. Relationship of Reporting Person(s) to Issuer (Check all applicable) Director 10% Owner X Officer (give title below) Other (specify below) CIO, EVP Global Technology
	3. Date of Earliest Transaction (Month/Day/Year) 02/21/2006
	4. If Amendment, Date of Original Filed (Month/Day/Year)	6. Individual or Joint/Group Filing (Check Applicable Line) X Form filed by One Reporting Person Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock (6027.13)	02/21/2006		M	V	6,766	A	(1)	12,793.13	D
Common Stock	02/21/2006		F		2,603	D	$22.73	10,190.13	D
Restricted Stock Units (10275)(2)								10,275	D
Restricted Stock Units (14967)(1)	02/21/2006		M	V	6,766	D	(1)	8,201	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Options (right to buy) (161500)	(3)							(3)	(3)	Common Stock	161,500		161,500	D

Explanation of Responses:

1. Restricted Stock Units were granted on February 19, 2004 (16,000) and January 13, 2005 (4,300). The rights will generally vest and be converted into shares of common stock in three equal installments on February 19th in each of the three succeeding years follwing the date of grant if the holder continues in the employ of the Company through the applicable vesting date. The vesting of the rights is subject to acceleration upon the approved retirement of the holder, termination of the holder's services without cause, the death or disability of the holder and any change in control of the Company (each of such events being herein referred to as an "Acceleration Event").

2. Restricted Stock Rights were granted on January 20, 2005 (10,275). 50% of the rights will vest on the fifth anniversary of February 19 from the year of grant and 12-1/2% shall vest on each of the sixth, seventh, eight and ninth anniversaries of February 19 from the year of grant if the holder continues in the employ of the Company through the applicable vesting date. The vesting of the rights is subject to acceleration if the holder is terminated without "cause" or resigns for "good reason" following a change in control of the Company. Any vested rights shall be converted into shares of the Company's common stock six months after the termination of the holder's employment with the Company.

3. Options were granted under the Company's Stock Incentive Plan on December 2, 2002 (57,500 shares @ $9.10 per share), February 19, 2004 (32,000 shares @ $16.27 per share), January 13, 2005 (32,000 shares @ $21.38 per share) and February 16, 2006 (40,000 shares @ $23.02 per share). Each option has a term of ten years from the date of grant. One-third of each option vests and becomes exercisable on each of the three succeeding anniversaries of the date of grant if, subject to certain exceptions, the holder continues to provide services to the Company through applicable vesting date. The vesting of the options is subject to acceleration upon the occurrence of any Acceleration Event.

Remarks:

	Clyde L. Thomas by Steven F. Coleman /s/ Steven F. Coleman	02/22/2006
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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