<SEC-DOCUMENT>0001086611-20-000004.txt : 20200722 <SEC-HEADER>0001086611-20-000004.hdr.sgml : 20200722 <ACCEPTANCE-DATETIME>20200722104400 ACCESSION NUMBER: 0001086611-20-000004 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20200630 FILED AS OF DATE: 20200722 DATE AS OF CHANGE: 20200722 EFFECTIVENESS DATE: 20200722 FILER: COMPANY DATA: COMPANY CONFORMED NAME: DERBY & COMPANY, INC CENTRAL INDEX KEY: 0001086611 IRS NUMBER: 042943043 STATE OF INCORPORATION: MA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-04811 FILM NUMBER: 201040712 BUSINESS ADDRESS: STREET 1: 7 WELLS AVENUE CITY: NEWTON STATE: MA ZIP: 02459 BUSINESS PHONE: 6175270033 MAIL ADDRESS: STREET 1: 7 WELLS AVENUE CITY: NEWTON STATE: MA ZIP: 02459 FORMER COMPANY: FORMER CONFORMED NAME: DERBY & CO L P DATE OF NAME CHANGE: 19990517 </SEC-HEADER> <DOCUMENT> <TYPE>13F-HR <SEQUENCE>1 <FILENAME>primary_doc.xml <TEXT> <XML> <?xml version="1.0" encoding="UTF-8"?> <edgarSubmission xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:com="http://www.sec.gov/edgar/common"> <headerData> <submissionType>13F-HR</submissionType> <filerInfo> <liveTestFlag>LIVE</liveTestFlag> <flags> <confirmingCopyFlag>false</confirmingCopyFlag> <returnCopyFlag>false</returnCopyFlag> <overrideInternetFlag>false</overrideInternetFlag> </flags> <filer> <credentials> <cik>0001086611</cik> <ccc>XXXXXXXX</ccc> </credentials> </filer> <periodOfReport>06-30-2020</periodOfReport> </filerInfo> </headerData> <formData> <coverPage> <reportCalendarOrQuarter>06-30-2020</reportCalendarOrQuarter> <filingManager> <name>DERBY & COMPANY, INC</name> <address> <com:street1>7 WELLS AVENUE</com:street1> <com:city>NEWTON</com:city> <com:stateOrCountry>MA</com:stateOrCountry> <com:zipCode>02459</com:zipCode> </address> </filingManager> <reportType>13F HOLDINGS REPORT</reportType> <form13FFileNumber>028-04811</form13FFileNumber> 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<None>6966</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer> <titleOfClass>HIGH DIV YLD</titleOfClass> <cusip>921946406</cusip> <value>2160</value> <shrsOrPrnAmt> <sshPrnamt>27413</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>27413</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>NATIONAL MUN ETF</titleOfClass> <cusip>464288414</cusip> <value>2580</value> <shrsOrPrnAmt> <sshPrnamt>22359</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>22359</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SPDR SER TR</nameOfIssuer> <titleOfClass>NUVEEN BRC MUNIC</titleOfClass> 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<investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>74218</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>RESIDNL REAL EST</titleOfClass> <cusip>464288562</cusip> <value>590</value> <shrsOrPrnAmt> <sshPrnamt>9823</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>9823</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>INVESCO EXCH TRADED FD TR II</nameOfIssuer> <titleOfClass>FTSE RAFI EMNG</titleOfClass> <cusip>46138E727</cusip> <value>4199</value> <shrsOrPrnAmt> <sshPrnamt>242866</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>242866</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>SHRT NAT MUN ETF</titleOfClass> <cusip>464288158</cusip> <value>12036</value> <shrsOrPrnAmt> <sshPrnamt>111588</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>111588</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>BROADCOM INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>11135F101</cusip> <value>383</value> <shrsOrPrnAmt> <sshPrnamt>1214</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>1214</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PIMCO ETF TR</nameOfIssuer> <titleOfClass>ENHAN SHRT MA AC</titleOfClass> <cusip>72201R833</cusip> <value>13640</value> <shrsOrPrnAmt> <sshPrnamt>134137</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>134137</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>GOLUB CAP BDC INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>38173M102</cusip> <value>11621</value> <shrsOrPrnAmt> <sshPrnamt>997487</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>997487</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD ADMIRAL FDS INC</nameOfIssuer> <titleOfClass>500 VAL IDX FD</titleOfClass> <cusip>921932703</cusip> <value>355</value> <shrsOrPrnAmt> <sshPrnamt>3395</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>3395</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>LPL FINL HLDGS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>50212V100</cusip> <value>267</value> <shrsOrPrnAmt> <sshPrnamt>3400</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>3400</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>ISHARES TR</nameOfIssuer> <titleOfClass>CORE HIGH DV ETF</titleOfClass> <cusip>46429B663</cusip> <value>1699</value> <shrsOrPrnAmt> <sshPrnamt>20937</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>20937</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>MARATHON PETE CORP</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>56585A102</cusip> <value>218</value> <shrsOrPrnAmt> <sshPrnamt>5828</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>5828</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>SERVICENOW INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>81762P102</cusip> <value>641</value> <shrsOrPrnAmt> <sshPrnamt>1583</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>1583</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer> <titleOfClass>COM</titleOfClass> <cusip>70450Y103</cusip> <value>895</value> <shrsOrPrnAmt> <sshPrnamt>5136</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>5136</None> </votingAuthority> </infoTable> <infoTable> <nameOfIssuer>VANGUARD MUN BD FDS</nameOfIssuer> <titleOfClass>TAX EXEMPT BD</titleOfClass> <cusip>922907746</cusip> <value>1490</value> <shrsOrPrnAmt> <sshPrnamt>27525</sshPrnamt> <sshPrnamtType>SH</sshPrnamtType> </shrsOrPrnAmt> <investmentDiscretion>SOLE</investmentDiscretion> <otherManager>0</otherManager> <votingAuthority> <Sole>0</Sole> <Shared>0</Shared> <None>27525</None> </votingAuthority> </infoTable> </informationTable> </XML> </TEXT> </DOCUMENT> </SEC-DOCUMENT>