SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
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 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting Person*
MOORE JACKSON W
(Last) (First) (Middle)
P.O. BOX 10247
(Street)
BIRMINGHAM AL 35202
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
REGIONS FINANCIAL CORP [ RF ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
X Officer (give title below) Other (specify below)
Pres. & CEO Desig.
3. Date of Earliest Transaction (Month/Day/Year)
01/25/2005
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 01/25/2005 X 21,371 A $30.013 1,364,370 D
Common Stock 01/25/2005 X 276,444 A $30.013 1,640,814 D
Common Stock 01/25/2005 X 146,869 A $32.33 1,787,683 D
Common Stock 01/25/2005 X 13,005 A $31.83 1,800,688 D
Common Stock 01/25/2005 X 20,334 A $31.83 1,821,022 D
Common Stock 01/25/2005 X 141,946 A $32.33 1,962,968 D
Common Stock 01/25/2005 X 283,306 A $31.83 2,246,274 D
Common Stock 01/25/2005 X 10,757 A $31.83 2,257,031 D
Common Stock 01/25/2005 F 870,252 D $33 1,386,779 D
Common Stock 19,986 I By 401(k)
Common Stock 6,674 I By ESOP
Common Stock 39,872 I By Family Trust
Common Stock 318,524 I By Spouse
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Stock Option $31.83 01/25/2005 X 20,334 07/01/2004 01/07/2012 Common Stock 20,334 $31.83 0.00 D
Stock Option $33 01/25/2005 A 271,409 07/25/2005 01/07/2012 Common Stock 271,409 $0 271,409 D
Stock Option $32.33 01/25/2005 X 141,946 01/08/2004 10/08/2012 Common Stock 141,946 $32.33 3,077 D
Stock Option $31.83 01/25/2005 X 283,306 07/01/2004 10/08/2012 Common Stock 283,306 $31.83 0.00 D
Stock Option $33 01/25/2005 A 412,514 07/25/2005 10/08/2012 Common Stock 412,514 $0 412,514 D
Stock Option $31.83 01/25/2005 X 10,757 07/01/2004 01/27/2014 Common Stock 10,757 $31.83 0.00 D
Stock Option $33 01/25/2005 A 10,382 07/25/2005 01/27/2014 Common Stock 10,382 $0 10,382 D
Stock Option $32.64 01/08/2003 12/20/2010 Common Stock 124,310 124,310 D
Stock Option $32.64 01/08/2003 01/04/2011 Common Stock 7,215 7,215 D
Stock Option $32.64 01/08/2003 07/05/2011 Common Stock 21,389 21,389 D
Stock Option $32.64 01/08/2003 10/10/2011 Common Stock 158,621 158,621 D
Stock Option $32.64 01/08/2003 07/08/2012 Common Stock 24,736 24,736 D
Stock Option $32.33 01/08/2004 01/08/2013 Common Stock 19,635 19,635 D
Stock Option $32.33 01/08/2004 07/08/2013 Common Stock 24,489 24,489 D
Stock Option $33.48 10/14/2003 10/14/2013 Common Stock 412,500 412,500 D
Stock Option $30.01 01/25/2005 X 21,371 07/07/2002 12/20/2010 Common Stock 21,371 $30.01 0.00 D
Stock Option $32.33 01/25/2005 X 146,869 01/08/2004 12/20/2010 Common Stock 146,869 $32.33 0.00 D
Stock Option $31.83 01/25/2005 X 13,005 07/01/2004 12/20/2010 Common Stock 13,005 $31.83 0.00 D
Stock Option $33 01/25/2005 A 175,947 07/25/2005 12/20/2010 Common Stock 175,947 $0 175,947 D
Stock Option $30.01 01/25/2005 X 276,444 07/07/2002 10/10/2011 Common Stock 276,444 $30.01 0.00 D
Explanation of Responses:
Remarks:
By: Ronald C. Jackson 01/27/2005
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.